How to Add Money to Venmo from Debit Card

Adding money to Venmo from your debit card is easy and takes only minutes, which makes it much more convenient than adding money to Venmo from your bank account. Follow these simple steps and instructions to add money to Venmo from debit card as soon as possible.

What is Venmo

Venmo is a popular app that allows you to split bills, send money, and request payments. It has a social media feel because you can post details about who you sent or received money from. Many use it to transact with friends, split dinner bills, and even make rent payments.

How do you get it?

Are you looking to add funds via Bank Account or debit card but want to do it all at once? You can add funds to your Venmo account using a bank account and a debit card. Here’s how:

You can use your debit card to add money to a Venmo account. First, you’ll need to add your debit card as a payment option and link it with an online bank account. Then, you can transfer cash straight into someone else’s Venmo account whenever you want. An amount will be deducted directly from the bank account you have linked to your PayPal account. The best part is that there are no fees or charges when using a debit card to add money to Venmo.

Method to Add Money to Apple Pay Without a Debit Card

  1. Click on Add Funds in your Venmo app menu.
  2. Select Bank Account or Debit Card depending on which funding source you would like to use.
  3. Enter your amount (you can enter as much as $9,999).
  4. Click Add Funds Now!

Step 1: Create an account

Creating an account is the first step to adding money to your Venmo account. You need a phone number and a valid email address to create an account. You can also sign up using Facebook or Google+. After you’ve created your account, tap Add Funds at the bottom of your screen to begin funding it with cash. 

Step 2: Select Your Funding Source

Now that you have an account select how you would like to fund it. You can add funds via debit card or bank transfer (ACH). You will be prompted for additional information if choosing either of these options.

Step 3: Link your bank account

After you log into your account, click on Link a bank to link your bank account. From there, Venmo will walk you through linking your account and verify ownership using your bank’s OTPs (one-time passwords). Make sure you have enough funds in your bank before proceeding with verification. It can take up to 24 hours for your funds to appear on Venmo after linking an account, so don’t worry if they don’t show up immediately!

Step 4: Send money through the Venmo app

After signing into your Venmo account, tap on your profile icon in the top left corner of your screen. Then tap Transfer and choose one of two ways to transfer money: From a bank or credit/debit card. For example, let’s say you want to transfer $20 from a debit card linked to Facebook. Enter an amount and a note if you like, then click Submit and wait for payment instructions.

Step 5: Check your balance

With your new card, check that you have enough money. If not, add more funds. Because your debit card is connected directly to your checking account, you can do so by transferring money online. Just log in to Online Banking and click on Transfer Funds under Deposits and Withdrawals. From there, follow the steps to transfer funds into your Venmo balance until it reaches $20.

Step 6: Top up your account

You can reload your account using a debit card or bank transfer. With these methods, you’ll need to enter your personal information and verify your identity before adding funds. However, if you don’t want to share your sensitive data with Venmo, you can use a prepaid Visa or MasterCard gift card at CVS, Walmart, and other locations that sell them. You can also add funds using Apple Pay for iPhone users.


There are many ways you can add money to your Venmo account. So, go through all of them and choose the one which seems best suitable for you. Follow our step-by-step guide and learn how to add money quickly without any hurdles. If you still face issues, then feel free to comment down below.

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